Clear in advance
Before you sign anything you know what you receive and what you repay.
Pawn a watch
Pawn your watch without selling it
Pawning and pledging describe the same arrangement from two sides: you pawn your watch or jewellery, we take it as a pledge. You leave it as security for a while and receive money straight away. You stay the owner and buy it back within the agreed term. Below is what it costs and how it works.
What is pawning a watch and what does it cost?
In pawning you give your watch or jewellery as security for a while and receive money straight away. You pay 4.5% a month on the amount you receive and buy it back, as a rule, within 2 months. That term is a guideline, not a hard limit. There is no maximum: the amount depends on the value. We take both luxury watches and jewellery.
Selling is not always what you want. Sometimes you need money briefly and want to keep your watch or jewellery. Then you pawn it: you leave it with us as security, you receive money, and as soon as you repay the sum borrowed with the fee you get it back. That applies to luxury watches and to jewellery.
Pawning or pledging: is there a difference?
In everyday use the two words mean the same. They describe the same arrangement from two sides: you pawn your watch, we take it as a pledge. So whether you search for "pawn a watch" or "pledge a watch", you arrive at the same service. On this page we use both words side by side.
What you can pawn with us
Every brand of luxury watch, from Rolex and Omega to Cartier, Breitling, Patek Philippe, Audemars Piguet and Hublot. With or without box and papers, and with no minimum value. Besides watches you can pawn jewellery with us too. Put it to us and we will let you know what is possible.
How we decide the amount
We look at brand, model, reference, year, condition and completeness, exactly as we do when buying. Beni assesses every watch himself. The better the case that can be made, the higher the amount we can responsibly pay out.
Pawn or sell?
Pawning costs money and selling brings money in. If you are sure you will not wear the watch again, selling is almost always the better deal. If you are undecided, or you simply do not need the watch for a while, pawning is the flexible route. We do both, so you do not have to choose yet.
The terms
What does it cost to pawn your watch?
Everything at a glance, with no small print. You know in advance exactly what you repay.
- Term
- 2 months, by arrangementThis is the usual term. If it does not fit, call us, because there is room to talk about it.
- Fee
- 4.5% per monthCalculated on the amount you receive.
- Maximum amount
- No maximumThe amount depends on the value of your watch.
- Buy it back
- For the sum borrowed plus the feeSo you know in advance exactly what you repay.
Your two options
Sell or pawn, which suits you?
Both produce money, but the outcome is entirely different. If you sell, the watch is gone; if you pawn it, it stays yours.
| Comparison | Selling | Pawn |
|---|---|---|
| What happens to your watch | You part with it for good | It stays yours, held as security for a while |
| You can get it back | no | yes |
| Cost to you | None | A fee per month |
| Term | Not applicable | 2 months, by arrangement |
| Maximum amount | None | None |
| Jewellery too | By arrangement | yes |
The fee and the term are set out above under the terms.
How it works
From request to money
We keep it brief. You receive a proposal to pawn your watch within 24 hours, weekends included.
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Day 1
Request received
You send us the details and photos of your watch.
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Within 24 hours
Offer by email
Beni assesses your watch himself and lets you know what amount is possible.
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You choose
Handover
In the showroom, or we ship insured and pay for the delivery.
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Within 2 months
Buy it back
You repay the sum borrowed with the fee and take your watch home. Two months is the usual term and not a hard limit.
Why with us
Pawning without surprises
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Held discreetly
Your watch or jewellery is held for you at an off-site location. Nobody need know that you have pawned it.
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Any brand, no minimum
Every watch brand and jewellery too, with or without box and papers, and there is no minimum value.
Also searched for
Pawn your watch or jewellery at Reuven Watches
People search for pawning, for pledging and for borrowing against a watch. It is the same service: you give your watch or jewellery as security for a while and buy it back within two months. Below, each situation sets out what that means.
Pawn a watch in Utrecht
Our showroom is in Utrecht and that is where we prefer to arrange pawning in person. You come by appointment, Beni assesses your watch while you sit there and you hear what amount is possible. If you live further away it can also be done remotely: we ship insured and pay for the delivery.
Pawn a Rolex
You can pawn any Rolex, from a Submariner or Datejust to a Daytona or Day-Date. We look at reference, year, condition and completeness, exactly as we do when buying. Reuven Watches takes other brands as security too: Omega, Cartier, Breitling, Patek Philippe, Audemars Piguet and Hublot.
Pawn jewellery
With us pawning is not limited to watches. Reuven Watches takes jewellery as security too, on the same terms: 4.5% a month, a usual term of two months and no maximum amount. If you are not sure whether your piece qualifies, put it to us.
Pawn a watch without papers or box
Lost the box and papers? That is no reason to give up. We take watches without box or papers as well, and there is no minimum value. Their absence does count in the amount, because completeness helps decide what a watch is worth.
How much do I get if I pawn my watch?
There is no maximum. What you can receive depends on the value of your watch or jewellery, and we establish that first. Send the details and a few photos and you will hear within 24 hours what amount is possible. That request commits you to nothing.
Pawn or sell: what does it cost and what does it bring in?
Pawning costs 4.5% a month on the amount you receive. On 1,000 euros over a full two-month term you repay 1,090 euros. Selling, by contrast, brings money in, but then the watch is gone. If you are sure you will not wear it again, selling is almost always the better deal.
Also searched for
- Pawn a watch
- Pawn a watch
- Pawn a Rolex
- Pawn a luxury watch
- Pawn jewellery
- Pawn a gold watch
- Pawn a watch Utrecht
- Pawn a watch in Utrecht
- Pawn a watch without papers
- Borrow against your watch
- Pawn an Omega
- Pawn a Cartier
- What does pawning a watch cost
- Put a watch up as security
Frequently asked questions
Pawning, question by question
What does it cost to pawn a watch?
You pay 4.5% a month on the amount you receive, over a two-month term. On 1,000 euros that is 90 euros over the full term, so you repay 1,090 euros.
Those two months are a guideline. If your situation does not fit, call us, because a good deal can be arranged.
What is the difference between pawning and pledging?
In everyday use, nothing. The two words describe the same arrangement from two sides: you pawn your watch, we take it as a pledge. Search for either word and you arrive at the same service.
How much can I borrow against my watch?
There is no maximum. How much you can receive depends on the value of your watch. Ask for a proposal and you will hear within 24 hours what amount is possible.
Can I pawn a Rolex?
Yes. Any Rolex can be taken as security, from a Submariner and Datejust to a Daytona and Day-Date. We assess reference, year, condition and completeness and let you know within 24 hours what amount is possible.
Do I stay the owner if I pawn my watch?
Yes. In pawning you give your watch as security; you do not sell it. You buy it back for the sum borrowed plus the fee, as a rule within two months.
What if I need more than two months?
Two months at 4.5% a month is the usual arrangement, not a hard limit.
If that term does not fit, call us. We would rather discuss it in person than by email, so we can look at your situation.
Where is my watch kept during the term?
At an off-site location, in safekeeping, until you come back to repay.
Can I simply sell instead of pawning?
Yes. Pawning costs money, selling brings money in. If you are sure you will not wear the watch again, selling is almost always the better deal. We do both, so you are free to set them side by side.
Which brands and jewellery do you take?
Every brand. We turn nothing down in advance, not even when the watch no longer has box or papers.
Besides watches we take jewellery as well. Put it to us and we will let you know what is possible.
Free and without obligation
Want to know what you can borrow against your watch?
Send us the details of your watch or jewellery. Within 24 hours we let you know what amount you can receive, weekends included.
No obligations. Your details stay confidential.
Showroom Utrecht
Rather visit in person?
We prefer to arrange pawning in person. Make an appointment and we will go through your watch together.
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Amsterdamsestraatweg 251
3551 CD Utrecht - +31 6 48488925
- info@reuvenwatches.com
Opening hours
- Wednesday12:00 to 17:00
- Thursday12:00 to 17:00
- Other daysBy appointment
Other days by appointment.
